The Bottom Line
Cash Flow Gaps Are Operational Risks.
Waiting 60–90 days on an invoice shouldn't stop payroll. Working capital advances deploy immediately against verified revenue — bridging the operational gap without surrendering equity or signing personal guarantees.
24h
Same-Day Available
$5k+
Minimum Advance
0%
Equity Surrendered
Common Use Cases
- Contractor payroll — Mobilize a project before the first invoice payment arrives
- Restaurant equipment repair — Replace broken kitchen equipment without disrupting cash flow
- Seasonal inventory — Stock up before peak season without waiting for summer revenue
- Tax obligations — Cover quarterly or annual tax payments without liquidating assets
- Invoice bridging — Net-30, Net-60, and Net-90 payment terms create dangerous gaps
- Emergency operational costs — Repairs, replacements, and unforeseen expenses require immediate capital
Qualification Requirements
Working capital advances have lighter documentation requirements than traditional loans:
- 3 months of business bank statements
- $10,000+ in average monthly deposits
- Active business — no recent bankruptcies
- Business operated 6+ months
Repayment Structure
Repayment is structured as a fixed percentage of daily or weekly revenue deposits. No fixed monthly payment. When revenue slows, repayment slows. When revenue accelerates, the balance clears faster.
Most working capital advances clear within 3–12 months depending on advance size and revenue volume.
FAQs
A short-term cash injection against future revenue. It bridges gaps between when expenses hit and when revenue arrives. Repayment is tied to revenue — not a fixed calendar date.
Same-day deployment is available for qualified operators with verified bank statements. Standard approvals process in 24–48 hours.
Payroll, material costs, supplier invoices, equipment repairs, tax obligations, seasonal inventory, or any operational expense that can't wait for revenue to arrive.