Four non-dilutive instruments for Magic Valley operators. Every structure preserves your cap table. Every repayment flexes with your revenue.
This page contains affiliate links and is for informational purposes only, not financial or lending advice. Rev Boost Funding is not a lender and figures shown are illustrative, not guaranteed. Full disclosure →
Borrow against recurring revenue. Repay as a fixed percentage of monthly receipts until a predetermined multiple is reached. The payment slows when revenue slows.
Bridge cash flow gaps between invoices, seasonal cycles, or contract mobilization windows. Same-day deployment available for qualified operators with verified revenue history.
Larger facilities for operators scaling operations. No personal guarantee required. Deployed against verified revenue history and contract pipelines. Up to $500k+ for qualified operators.
Revenue-tied daily or weekly repayment. Pay more in strong months, less in slow ones. Designed for businesses with variable monthly revenue — restaurants, retail, service operators.
| Instrument | No Equity | No Personal Guarantee | Flexible Repayment | Approval Speed | Best For |
|---|---|---|---|---|---|
| Revenue-Based Loans | ✓ | ✓ | ✓ (% of revenue) | 24–72h | Recurring revenue businesses |
| Working Capital Advances | ✓ | ✓ | ✓ (short-term) | Same-day–48h | Invoice gaps, seasonal bridges |
| Growth Capital Loans | ✓ | ✓ | Fixed schedule | 7–14 days | Scaling operations, large contracts |
| Merchant Cash Advances | ✓ | ✓ | ✓ (daily/weekly) | 24–48h | Variable revenue, restaurants, retail |
| Traditional Bank Loan | ✓ | Required | Fixed | 4–8 weeks | Established businesses, real assets |
| VC / Equity | Equity lost | ✓ | ✓ | 3–6 months | Hypergrowth startups |
If you have revenue, you have collateral. Revenue-based instruments deploy against what you earn — not what you own. The equity stays yours. The bank guarantees stay off the table.
Verify Eligibility Now →External Resource
SBA.gov — Traditional SBA Loan Programs — U.S. Small Business Administration official guide to 7(a) loans, SBA 504, microloans, and eligibility requirements for comparison with alternative financing.